It’s National Credit Education Month, a perfect time to take control of one of your most powerful financial tools: your credit score. Whether you’re planning for a major purchase, working toward long-term goals, or simply aiming for greater financial flexibility, a healthy credit profile can unlock better rates and new opportunities.
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Falling for scams triggers a wave of frustration and stress, but it can also have lasting effects on your financial health. From phishing emails and fake phone calls to identity theft and fraudulent loans, scams are becoming more sophisticated and more common. A single incident can disrupt even the most thoughtful financial plan, which is why awareness and early action are so important.
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Unforeseen events, such as the COVID-19 pandemic, can have an impact on an individual’s financial health. For instance, 58% of all Americans are now living paycheck to paycheck. Additionally, 57% of Americans can’t cover a $1,000 emergency with savings, leaving them dangerously close to a financial disaster.
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Having no regular income after retirement can be a scary thought. After working hard to achieve your dreams and ambitions, you should be able to enjoy your retirement away from the ‘hustle’ and from the thought of going bankrupt the moment you spend some money.
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In the era of shiny plastic cards that promise to buy you the world, it is easy to be lured into spending money. And before you know it, you are knee-deep in debt and struggling to stay afloat.
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At the start of every year, many people find themselves making promises for the year to come. These resolutions may relate to things like weight loss, professional development, or finances. Yet no matter what category they fall into, if you have ever set a New Year’s resolution for yourself, you know how difficult it can be to see them come to fruition.
Financial habits are especially hard to build, and bad financial habits are hard to break. The good news? If you have been looking for a way to stick to your savings plans, educate yourself on finances or just spend less, this is your year! With these 6 financial resolution tips, it’ll be New year, same you… but with way more financial confidence:
It’s been a busy past few weeks: the final rounds of stimulus check payments have been issued, the tax deadline has been pushed back, and many Americans have been hard at work assessing how all of this will impact their financial plans.
What does privacy have to do with financial wellness?
An often-overlooked piece of financial wellness is protection. No matter how much you save and invest, if your assets are not protected, you are at high risk of a financial emergency.
I have high-interest debts that are piling up. What can I do?
The unexpected relationship between financial wellness and health
I have debts and expenses – should saving still be a priority for me?
If you are struggling to bolster your savings, you’re not alone:
What goes into a credit score?
What is a 401(k)?
We’re sure you already know what a 401(k) is, but just for good measure, we’ll sum it up:
With this week marking the start of a new political era, many individuals have questions about what may be coming for their financial wellness.
If something sounds too good to be true, it probably is. That’s the unfortunate reality of 401(k) loans and free vacations getaways.