affordable credit

16
Jun
2026
Why More Americans Are Relying on Credit

Why More Americans Are Relying on Credit

If it feels like everyday expenses are becoming harder to manage, you’re not imagining it.

New research from TransUnion’s Q1 2026 Credit Industry Insights Report shows that many Americans are increasingly relying on credit to keep up with rising costs. This is because the rift between financially stable households and financially stressed ones is growing wider.

TransUnion describes today’s economy as “K-shaped,” meaning some consumers are becoming financially stronger while others are facing mounting pressure from debt and affordability challenges.

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Posted by Jessica Seldner in Employees, Federal Employees, 0 comments
14
Jul
2021
[WHITEPAPER] The Path to Wealth Equity: What Employers Can Do

[WHITEPAPER] The Path to Wealth Equity: What Employers Can Do

The majority of Working Americans today are considered non-prime borrowers. This not only makes it difficult for them to access mainstream credit in times of financial hardship, but excludes them from access to a key driver of wealth creation – home equity.

Employers are uniquely positioned to help these employees improve their credit, access mainstream financial services, and build wealth, through innovative employee benefits programs like Kashable. In so doing, employers can enable their hard-working employees to climb the financial ladder and ultimately bridge the wealth gaps present in our society.

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Posted by Alex Wieser in Employers, 1 comment