If it feels like everyday expenses are becoming harder to manage, you’re not imagining it.
New research from TransUnion’s Q1 2026 Credit Industry Insights Report shows that many Americans are increasingly relying on credit to keep up with rising costs. This is because the rift between financially stable households and financially stressed ones is growing wider.
TransUnion describes today’s economy as “K-shaped,” meaning some consumers are becoming financially stronger while others are facing mounting pressure from debt and affordability challenges.
