
socially responsible credit
The Vicious Cycle of Debt and Its Impact on Mental and Financial Health

Total household debt reached $16.9 trillion by the end of 2022, indicating that Americans are grappling with a significant debt problem.1 This figure encompasses increases in mortgage, auto, and student loan balances, as well as credit card debt.2 The combination of these debts, along with rising interest rates and the inflation-driven cost of living has left Americans feeling anxious and financially strained.3
Continue reading →Financial Planning: A Foundation for Stability in Uncertain Times

We are currently experiencing a period that has tested our economic system. Inflation, economic instability, and a lack of savings have caused an increasing number of Americans to feel financially stressed.1 Additionally, total household debt rose by $148 billion to $17.05 trillion in the first quarter of 2023.2
Continue reading →Shrinking the financial gender gap: How your company can create inclusive financing opportunities for female employees

The Equal Credit Act of 1974 guaranteed equal treatment for women seeking financing, but many women still lack full access to traditional banking services like personal loans, credit cards, auto loans, and mortgages. Why?
Thinking outside the box: An interview with Kashable co-founder and CEO Einat Steklov
When Einat Steklov, co-founder and CEO of Kashable, came to the United States, she was well educated, gainfully employed, passionate about entrepreneurship and yet completely unable to gain access to financing. As an immigrant from Israel, she recalls, “I literally was not able to establish a credit profile with any credit bureau.”
Continue reading →Putting the brakes on retirement plan leakage:
How a Socially Responsible Credit® benefit helped Huntington Ingalls enhance employee retirement security
Huntington Ingalls is America’s largest military shipbuilding company and a leading provider of government technology, with a 135-year history of advancing U.S. national security.
Financial Wellness 101: Paying Down Expensive Debt
I have high-interest debts that are piling up. What can I do?
Financial Wellness 101: Financial Health & Overall Health
The unexpected relationship between financial wellness and health
Financial wellness and overall wellbeing are far more interrelated than you might think. According to the American Psychological Association, money is the leading cause of stress among American adults[1].
Financial Wellness 101: Understanding Credit Scores
What goes into a credit score?
There are five main categories of information that impact a credit score: